"Before we met
our Lifestyle Money
Coach we lived the life
where we had every
electronic gadget
and ate out nearly ever night"
"We knew that on
the next Thursday
our bank account
would be topped up"
"The only time we
would think about
money was when a bill
would show up
that we couldn't afford"
"Not only was he
really down to earth
he also seemed like
he really wanted
to help us"
"He gave us
what I call a nice
wake up call"
It has been a
long 12 months
since we met
but we have
wiped out $9,000
worth of credit card
debt and are now
credit card debt free"
Before we met our Lifestyle Money Coach, our lives were a bitter sweet symphony. We lived the life where we had every electronic gadget on the market and ate out nearly ever night. We simply lived from week to week because we knew that on the next Thursday our bank account would be topped up with our salaries and we would be able do it all again. The only time we would think about money was when a bill would show up that we couldn't afford so the quick fix was pay it off bit by bit and continue on our roller coaster of finances.
I then thought that it would be best if we bought a house and poured all our money into that so it would fix our money problems as we would have a place to put our money instead of just spending it. To buy the house we could only scrape up about an 8% deposit so we maxed out our credit cards and took out a personal loan.
So there we were proud owners of a new home, a huge mortgage, a personal loan, maxed out credit cards and not enough money to pay our bills let alone go out like we used to.
At this point while I was working in
On the day I went armed with all the homework my coach Greg had emailed me. When we were doing this homework we really got to thinking that all our money is going was simply slipping through our fingers. Simple things were costing us more and more but we just didn't look for better prices. At the end oif the homework we found that we were wasting more then $250 that could we could have been paying off our bills and debts. So when we sat down with Greg he gave us what I call a nice "wake up call". Greg tells you how it is full stop but he also provided great solutions and options we could try. He showed us simple ways to fix our problem not quick fixes to our problem.
Most of all what he got us interested in learning more about money and constantly thinking of ways of better managing it. He even told me to go to my mortgage broker and talk to them about possibly fixing my loan. That was back when interest rates were 7%pa so he really saved us big time there.. I now read finance paper and magazines and I love to read books on money. This is something I thought I'd never do.
It has been a long 12 months since we met Greg but in just 12 months we have wiped out $9,000 worth of credit card debt and are now credit card debt free, have reduced our personal loan by nearly 3 and a half years and it will be paid out in just under 12 months. Plus we have now put in place ways to better manage our home loan to minimise the amount interest paid by us. We have also set ourselves new goals which we would have never have had before if we had not had Greg as our Lifestyle Money Coach. In the next five years we want an investment property, to start a small share portfolio and take a month long cruise. See it can be done. Greg just made us think and then introduced us to the professionals who can make it all happen.
In closing, if it wasn't for that little wake up call from Greg I wouldn't even have this computer to type this testimonial or be able to sit in this house with our new born daughter in my arm, knowing that her mum can take time off work to be with her and look after her when she needs her the most.
SO THANK YOU GREG!
Matthew Jones & Belinda McEvoy