Spend Smarter

Controlling the Urge to Splurge

If the urge to splurge constantly lands you in hot water with your credit cards (or worse still your partner) then you really need to start getting your spending under control. Too much credit debt can become a real problem so here's four tried and tested methods to help you get things under control... More >>

Bouncing Back

Making financial decisions can be hard enough even during the best of times but introduce a highly charged emotional situation and you could end up with a disaster on your hands. In times of trouble you need to have a back up plan to help guide you through. This plan or a list of things to do needs to be put together in the good times when you are thinking with your head and not with your heart... More >>

Spending Smarter on your kids education

According to the latest survey by Kids Money, parents are spending anywhere from $535 to $3,125 per child just to them back to school in January. And that doesn't include school fees which can range from a few hundred to $20,000 a year lunch money, or things like laptops etc. With mortgage and credit card repayments eating huge chunks of the family income you just have to ask - how does the normal family pay for all of this?... More >>