Manage Debts Smarter

How to beat interest rate rises? 

All too often people relegate their money affairs to the bottom of their things to do list. As a consequence they end up losing many thousands of dollars over time or find themselves paying more than they should. This is especially relevant to interest rate rises - where all that’s needed is some simple ground work which will make a massive difference... More >>

How to find the best home loan for you

Finding the best home loan deal is just like shopping for a new car. You can go for the one that has all the bells and whistles or you can choose one that doesn't have many features at all. The bottom line here is that the cheaper one may end up costing you in the long run as there may be a few hidden catches. That's why you need to consider the following as a guide to help you find the best type of loan that suits your particular needs... More >>

How to use No Deposit, No Interest deals to your advantage 

To keep you buying, retailers have come up many clever concepts but the one concept that's really making some noise is the 'buy now pay later' concept. Whilst it all sounds great to use someone else's money to buy things it sometimes has a nasty catch if you are not careful. With some of these deals you could end up paying an interest rate of between 27%pa to 30%pa... More >>